IBRAHIM AHZAM
Malé,26
Summary
Proactive Credit Analyst and Accounts Officer with comprehensive experience in credit risk assessment, financial statement analysis, and audit support. Proven track record in reducing potential losses and enhancing financial reporting efficiency. Expertise in risk assessment, account reconciliation, and IFRS compliance, bringing strong analytical skills and attention to detail to new opportunities. Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 3 years of resolving credit disputes and making recommendations on bad debt accounts.
Overview
3
3
years of professional experience
Work History
Credit Analyst
SDFC
09.2023 - Current
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Identified potential problem loans early on through ongoing monitoring activities, enabling prompt remedial actions when needed.
- Conducted comprehensive risk assessments for high-value accounts, significantly reducing potential losses.
Accounts Officer
Gage Pvt Ltd
06.2022 - 08.2023
- Input vendor payments and updated accounts to reflect new balances.
- Ensured timely vendor payments by managing invoice processing and expense tracking systems.
- Reduced discrepancies in financial statements through meticulous data entry and record-keeping practices.
- Enhanced financial reporting efficiency with thorough account reconciliations and analysis.
- Updated general ledger of accounts with current, accurate and industry-compliant data to meet all internal and external audit requirements.
Audit Assistant
FJS Associates LLP
03.2021 - 06.2022
- Reviewed general ledger transactions to identify errors or irregular entries.
- Assessed financial statements and records.
- Supported senior auditors in the preparation of detailed reports for management, outlining key findings and areas for improvement.
- Completed audits in accordance with regulations and procedures.
- Supported the completion of high-quality audits with diligent documentation and attention to detail.
Education
Bachelor of Science - Accounting And Finance
Villa College
Malé, Maldives11.2024
Certificate 4 - Business Administration
Villa College
Malé, Maldives10.2021
O' Level -
Ha. Atoll School
Ha. Hoarafushi, Maldives10.2018
Skills
- Risk Assessment
- Financial statement analysis
- Credit analysis
- Microsoft Excel proficiency
- Account Reconciliation Proficiency
- Quality Assurance Practices
- Tax law familiarity
- IFRS Expertise
Timeline
Credit Analyst
SDFC
09.2023 - Current
Accounts Officer
Gage Pvt Ltd
06.2022 - 08.2023
Audit Assistant
FJS Associates LLP
03.2021 - 06.2022
Bachelor of Science - Accounting And Finance
Villa College
Certificate 4 - Business Administration
Villa College
O' Level -
Ha. Atoll School
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